Refer a friend. For specific Annual Percentage Rate (APR) rates, please contact us. Here are the pros and cons of getting a mortgage from a credit union. Envision a better personal and business banking experience with Envision Credit Union. At Envision Bank, we offer a variety of affordable fixed- or adjustable-rate mortgage products that, depending on your situation, could provide up to 100% financing (certain income restrictions and other guidelines may apply). Credit union mortgages may come with advantages such as lower fees and interest rates. Interest rates are per annum. Lending Officer. Get the best mortgage interest rate from Vancity. Rates are subject to change without notice and are available on approved credit. 600 N Monroe St, Tallahassee, FL 32301. Our 5/6 Adjustable Rate Mortgage Loans are based on the SOFR rate and the 5/5 ARM loans are based on the 5 Year CMT rate, with a margin of 2.75% These loans have limits on how much the rate can increase or decrease. Please contact us to see how a personal loan can work for your specific needs. Any loan application with a credit score below 680 must be approved by the SVP of Retail or the Sr. These rates and product parameters are effective 03/06/2020. *The current closing cost promotion is for new home purchases only. Interest compounds annually. Terms and conditions may apply. Debbie Sullivan NMLS #922093 850-942-9000 ext. REFER NOW . The rate will not increase or decrease more than 2% at the first time the rate is adjusted. Variable mortgage rates are compounded monthly. Please visit a branch or call us at 1-888-597-6083 for further details. Refer a friend. Submit your information below and one of our local mortgage experts will contact you to help you get started. Our local mortgage experts will treat you just like family as we support you during the entire loan process, providing guidance and answers to all of your questions. A premium may be applied to the rates for all other mortgages. Contact us or visit one of our financial center locations in North Florida or South Georgia. Please do not include any personal or account information with your questions or comments. ​Apply for mortgage pre-approval online or call us at 1-888-597-6083 to get started. Terms and conditions apply. Many of these programs carry discount points, which may impact your rate. Envision Credit Union. Rates are based on creditworthiness, loan-to-value (LTV), occupancy and loan purpose, so your rate and terms may differ. †Mortgage rates are subject to change without notice and are available O.A.C. Envision a better personal and business banking experience with Envision Credit Union. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Whether you’re buying (or building) your first home, trading up (or down) or you’re thinking about switching your mortgage, talk to your local credit union today. Envision is proud to offer an array of mortgages with some of the most competitive rates available today. 600 N Monroe St, Tallahassee, FL 32301. All rights reserved. 1.64%** 5-year fixed - insured mortgage rate. Compare fixed rate mortgages and variable rate mortgage with different terms, conditions and prepayment options. Envision a better personal and business banking experience with Envision Credit Union. ​*This mortgage rate is only available to members with greater than 20% down payment, purchasing a residential, owner occupied property valued at under $1,000,000, and who meet other conditions. Copyright 2017 Envision Credit Union. Choose from conventional mortgages, as well as FHA, VA and USDA home loans. Click Here to see our current closing cost promotion.*. Envision is an NCUA insured credit union located in Tallahassee and has 646521456 in … Annual Percentage Rate (APR) assumes: Credit score is 740 or greater, the mortgage is for a single family owner occupied property or second home, a 20% minimum down payment, and a loan amount of $200,000. Keep your personal and business spending separate. 850-942-9000 | mortgage@envisioncu.com For rates on promotional accounts or accounts no longer available, please call 877.963.2100 and ask to speak to a Customer Service Representative. A premium may be applied to the rates for all other mortgages. Envision Credit Union. Rates and fees may vary and are based on credit history, down payment, property type, and other factors associated with your loan application. That means earnings are returned to members in the form of better rates and lower fees. Thank you to Kathy at the Wapakoneta branch for helping us begin our homeowner's journey! P.O. Assuming no additional fees are charged, the Annual Percent Rate (APR) is the same as the interest rate. Contact us or visit one of our financial center locations in North Florida or South Georgia. They were very helpful with guiding us how to finance our first home. Box 5198 Tallahassee, FL 32314 Facebook Twitter LinkedIn Member-owners share in our profits and have a voice in our Credit Union. P.O. These rates are discounted and can not be combined with any other rate discounts, promotions or offers. DOUBLE YOUR PERKS! Terms and conditions may apply. Use our calculator to get an idea of what your loan payment could be, or calculate your loan amount for the payment you can afford.​, Rates are subject to change without notice and are available O.A.C. Fixed Rate Mortgage: These rates apply to real estate purchase transactions. P.O. Rates disclosed on our website represent current account offers only. Switch to Envision Financial. 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